Axis Bank Home Loan EMI Calculator
Home Loan Calculator
Get Your Dream Home with Axis Bank Home Loan
Buying a home is one of life’s biggest milestones, and Axis Bank is here to help you achieve it with ease. Use our Axis Bank Home Loan EMI Calculator to plan your home loan repayment effortlessly. Whether you are purchasing a new home, constructing one, or transferring your existing home loan, we provide flexible options to suit your needs.
Why Choose Axis Bank Home Loan?
- Competitive Interest Rates – Get attractive rates tailored to your profile.
- Flexible Tenure – Repayment options ranging up to 30 years.
- Easy Application Process – Quick online and offline application.
- High Loan Amounts – Get up to 90% of the property value as a loan.
- Home Loan Balance Transfer – Transfer your loan at lower interest rates.
How to Use the EMI Calculator?
- Enter the loan amount you wish to avail.
- Select the loan tenure in years.
- Input the expected interest rate.
- Get an instant breakdown of your monthly EMI and total repayment.
Eligibility for Axis Bank Home Loan
- To be eligible for an Axis Bank Home Loan, you need to meet the following criteria:
- Age: 21-60 years (for salaried), 21-65 years (for self-employed)
- Income: Minimum income requirement based on loan amount
- Employment Type: Salaried or self-employed individuals
- Credit Score: A good credit score increases approval chances
Types of Home Loans Offered
- Regular Home Loan – For purchasing or constructing a home
- Home Loan Balance Transfer – Transfer your loan at better interest rates
- Top-Up Loan – Additional loan on your existing home loan
- NRI Home Loan – Special home loan schemes for NRIs
- Affordable Housing Loan – Home loans for lower-income groups
How to Apply for an Axis Bank Home Loan?
- Applying for an Axis Bank Home Loan is simple and hassle-free:
- Check your eligibility using our Home Loan Eligibility Calculator.
- Use the Axis Bank Home Loan EMI Calculator to plan your repayment.
- Submit required documents, including ID proof, income proof, and property papers.
- Get instant approval based on eligibility and document verification.
- Receive funds in your account to purchase your dream home.
Interest Rates & Charges
Axis Bank offers competitive home loan interest rates. The rates may vary based on loan amount, applicant’s credit profile, and tenure.
Salaried – 8.75% per annum
Self Employed – 9.10% per annum
Frequently Asked Questions (FAQs)
What is the maximum loan amount I can avail?
The loan amount depends on your income, credit score, and property value, typically up to 90% of the property cost.
Can I prepay my home loan?
Yes, Axis Bank allows partial or full prepayment of home loans with minimal charges.
What is the tenure for a home loan?
Home loan tenure can go up to 30 years, depending on your eligibility.
How do I transfer my existing home loan to Axis Bank?
Apply for a Home Loan Balance Transfer, submit your current loan details, and enjoy lower interest rates with Axis Bank.